Finanta & IBC Bank Join to Transform Commercial Lending Digitally

✕

Finanta Insights

Commercial Lending Insights

In-depth analysis, trends and practical strategies for banks, credit unions and commercial lenders. Explore articles, whitepapers and our glossary.

Articles27 published White Papers1 available Commercial Lending Glossary14 terms explained, from 5cs of Credit to SME Lending

Articles on Credit Union

1 result · Clear filters

community bank & Credit unions

Credit Union 14 min read

How Community Banks and Credit Unions Can Close the Collateral Management Gap?

You read the six-phase collateral management framework. You recognized every gap it described. You closed the tab anyway. Not because…

Finanta Editorial Team · September 7, 2026

Commercial Lending Glossary

Know the terms behind every commercial loan

Plain-English definitions of the terms banks, credit unions and lenders use every day, with examples and FAQs.

Browse all 14 terms

5cs of Credit The 5Cs of credit are Character, Capacity, Capital, Collateral, and Conditions. Lenders use this… Charge Off A charge-off is an accounting action in which a lender recognizes that a loan… Collateral Management Collateral management is the process lenders use to accept, value, monitor, and release the… Crypto Lending Crypto lending is a financial service in which people lend their cryptocurrency to borrowers… DeFi lending DeFi lending (Decentralized Finance lending) is a way to lend or borrow cryptocurrency directly… Digital Lending Digital lending is the use of digital technologies to manage and streamline loan-related activities,… Fair Lending Fair lending is the principle that lenders must evaluate credit applicants fairly and comply… Green Lending Green lending is a financing approach that helps individuals and businesses fund projects with…

Unlock the power of commercial lending

Get the latest insights, trends and strategies in commercial lending, straight to your inbox.

Prefer a walkthrough? Book a demo

Integrated with the platforms lenders already use

Moody's Analytics

MX Docs

Axway

LexisNexis

Kony

Carleton