Finanta Insights

Commercial Lending Insights

In-depth analysis, trends and practical strategies for banks, credit unions and commercial lenders. Explore articles, whitepapers and our glossary.

Articles27 published White Papers1 available Commercial Lending Glossary14 terms explained, from 5cs of Credit to SME Lending

Articles

27 results · Clear filters

Borrower Portal 25 min read

Borrower Portal: Streamlining the Modern Lending Experience

A borrower portal is a secure online platform that allows borrowers to interact with their lender throughout the loan lifecycle.…

Finanta · June 23, 2026

Blog 12 min read

Why Commercial Lending Borrower Satisfaction Is Declining?

Commercial borrowers today operate in a world where they can open a business account in minutes, get an insurance…

Finanta · June 22, 2026

Blog 10 min read

Seven Innovative Strategies for Smaller Commercial Banks to De-risk Borrowers

Community banks face a persistent challenge: how do you reduce loan default rates while expanding access to credit for…

Finanta · December 30, 2025

Blog 5 min read

Finanta & IBC Bank Join to Transform Commercial Lending Digitally

IBC Bank, one of the leading financial institutions in the US, is delighted to announce a strategic partnership with…

Finanta · November 14, 2025

Commercial Lending 24 min read

AI in Lending: How AI Is Changing Commercial Lending?

AI in lending refers to the use of artificial intelligence, machine learning, natural language processing, and predictive analytics to automate…

Finanta · November 13, 2025

Commercial Lending 12 min read

Navigating the Regulatory Shift in Commercial Lending Trends

The commercial lending landscape in 2026 is transforming, driven by the new administration, shifting regulatory priorities, and evolving economic…

Finanta · November 1, 2025

Banks 5 min read

Third-Party Risk Management for Community Banks

Running a community bank involves navigating a labyrinth of vendor relationships—from core processing systems to ATM maintenance providers. These…

Finanta · October 28, 2025

Blog 12 min read

Why Community Banks Need SaaS Digital Lending?

The banking industry is at a critical juncture, with traditional institutions facing unprecedented challenges from fintech disruptors. Digital-first lenders…

Finanta · October 28, 2025

Commercial Lending 15 min read

10 Must-Have Features of Commercial Lending Software

If you’re looking for commercial lending software, you’ve probably noticed that every vendor says the same thing. “End-to-end.” “Automated.”…

Finanta · October 28, 2025

Commercial Lending 12 min read

A Guide to Commercial Lending Process in the USA

Commercial lending has been the driving force behind America’s economic growth, and it continues to play a critical role…

Finanta · October 28, 2025

Commercial Lending 10 min read

The Urgent Need for a Commercial Lending Software

In many of our blogs, we have touched upon the need for an end-to-end commercial lending solution as the one…

Finanta · October 28, 2025

Commercial Lending Challenges in the USA

Blog 14 min read

The Key Commercial Lending Challenges in the US

Commercial lending drives business growth in the US economy and has fuelled economic booms by investing savings into entrepreneurship.…

Finanta · October 28, 2025

Commercial Lending Glossary

Know the terms behind every commercial loan

Plain-English definitions of the terms banks, credit unions and lenders use every day, with examples and FAQs.

Browse all 14 terms

5cs of Credit The 5Cs of credit are Character, Capacity, Capital, Collateral, and Conditions. Lenders use this… Charge Off A charge-off is an accounting action in which a lender recognizes that a loan… Collateral Management Collateral management is the process lenders use to accept, value, monitor, and release the… Crypto Lending Crypto lending is a financial service in which people lend their cryptocurrency to borrowers… DeFi lending DeFi lending (Decentralized Finance lending) is a way to lend or borrow cryptocurrency directly… Digital Lending Digital lending is the use of digital technologies to manage and streamline loan-related activities,… Fair Lending Fair lending is the principle that lenders must evaluate credit applicants fairly and comply… Green Lending Green lending is a financing approach that helps individuals and businesses fund projects with…

Unlock the power of commercial lending

Get the latest insights, trends and strategies in commercial lending, straight to your inbox.

Prefer a walkthrough? Book a demo

Integrated with the platforms lenders already use